For Us,
It’s Personal
Minerds Bell
Your future is our business
We’re financial planners who have been operating successfully since 1976. We are experts in retirement planning, superannuation, aged care advice and insurance. We help our clients identify their personal financial goals, and then develop and implement a clear plan to help them achieve them.
Tax, super, investing, insurance and estate planning are complicated. Our job is to help clarify the complexities of the financial landscape to help you navigate it more effectively to give you the best chance of reaching your own goals. Contact us today to see how we can help you.
Our Offering
Financial Planning
You can’t plan for everything, but a well-thought-out plan gives you confidence and increases your chances of success. A financial plan is the same.
Superannuation
Super is still the most tax effective way to save for your retirement. Planning contributions now will give you the best chance of achieving your income needs when you retire.
Retirement Planning
Retirement can be an exciting time. It may be the first time you’ve been free to take that big holiday, pursue your interests or simply slow down and spend time with loved ones.
Personal Insurances
It’s great to have plans, but life is full of surprises that can cause you, your loved ones or business partners financial and emotional stress.
Aged Care
Aged care choices are complex and making the wrong decisions can come at a high price, financially and emotionally.
Mortgage Broking
Having the right home or investment loan can save you thousands of dollars and provide the financial flexibility you might need.
Our Approach
1. INITIAL CONSULTATION
2. DEVELOP YOUR PLAN
3. IMPLEMENT YOUR PLAN
4. REVIEW YOUR PLAN
1. INITIAL CONSULTATION
When you get in touch with us, we set up a 60- 90-minute consultation that is at no cost to you. A little like a first date, we will get an idea of what you are looking for and whether we can help you. You get a sense of our expertise and whether you want to work with us.
Discuss your goals and current financial position
We will discuss your current situation and collect specific and relevant information from you so that we may better understand your background.
Define what advice you are looking for and discuss costs
Identifying exactly what you are looking for is the foundation for creating your plan. Your adviser will go over which specific areas of financial planning and advice you are seeking. They will also discuss costs upfront so that you know exactly what your expenses will be.
2. DEVELOP YOUR PLAN
After we have met, we will check we have all the information we need from you about your situation and goals. Your financial planner will then develop a plan for you. This usually takes about two weeks to prepare as it is thorough and covers all options that are available to you.
3. IMPLEMENT YOUR PLAN
After about two weeks, your financial adviser will be in touch to present their findings and recommendations and go into the details of your plan. They will explain why they have recommended the specific strategies and products and how the plan meets your needs and objectives.
If you accept the recommendations, you will work with your financial adviser and their support specialist to implement and manage your financial plan.
4. REVIEW YOUR PLAN
Over time your situation and goals, investment markets and legislation will change.
To make sure your financial plan is accurate and relevant going forward we will review our advice at least annually, or if your situation changes significantly, and adjust your plan accordingly. We will enter into an agreement with you to do this.
Recent News
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Satisfied Client Stories
“We have been clients of Minerds Bell for many years and we couldn’t be happier with the financial advice we have received from Andrew. He is extremely professional and conducts thorough reviews to ensure we are on the right track. Andrew’s knowledge and expertise is second to none and he is always approachable and easy to talk to. We were also in need of assistance with aged care and were lucky enough to work with Natalie who provided us with valuable insights and guidance. We highly recommend the services of Minerds Bell to anyone seeking a reliable, professional, and knowledgeable financial advisor”.Bill & HelenClients since 2012
“My wife and I have been clients of Natalie Bordun of Minerds Bell for several years and completely entrust her and the Company with all our financials in our retirement. We have found Natalie and the Company to be on the ball in all aspects of our needs and financial wellbeing.”Phil & PhillipaClients since 2012
“Since my retirement from full time employment in 1993 and during my period of almost full time consulting up to 2014 then very part time consulting from 2014 to the present time, the Harris family and now Minerds Bell have looked after the financial planning for both my wife and me guided by Andrew and his team.
Of particular importance to us has been Andrew’s skill in helping us to navigate through many years of mature age working without resorting to claiming the Pension and eventually, after 2014, an entitlement to a part pension for life with the attendant benefits.”
Don & LizaClients since 1991